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Small Business Accounting

The accounting department your business deserves.

Monthly bookkeeping, bank reconciliation, financial statements, and advisory — for South Florida businesses that need clean books and real decision-making insight.

In short

Our small business accounting service includes monthly bookkeeping in QuickBooks, bank and credit card reconciliation, accounts payable and receivable management, payroll integration, monthly financial statements, and a review call with a CPA. Starting around $400/month for simple businesses, scaling with complexity.

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What monthly accounting includes

  • Bookkeeping — categorize every transaction correctly, every month
  • Bank + credit card reconciliation (all business accounts)
  • Accounts payable management (review, code, schedule bill payments)
  • Accounts receivable (invoicing, aging reports, collection follow-up)
  • Payroll integration with ADP, Gusto, or QuickBooks Payroll
  • Sales tax filings (Florida DOR + any other states)
  • Monthly financial statements: P&L, balance sheet, cash flow
  • Month-end close review call with your assigned CPA

Why monthly matters

Annual bookkeeping is like checking your bank balance once a year — you're flying blind and can't act on anything you see. Monthly bookkeeping gives you real-time financial awareness. Clean monthly books also:

  • Make tax filing fast and accurate (no March bookkeeping cleanup)
  • Keep you compliant (sales tax, payroll tax, estimated tax)
  • Qualify you for business loans and lines of credit
  • Let you spot problems (declining margins, cash leaks) in month 2 — not month 12
  • Build a sale-ready business (buyers require clean books)

For different business types

The right accounting system depends on your industry, size, and complexity.

  • Service businesses (consulting, legal, medical): project/client-level P&L
  • Retail/e-commerce: inventory management + COGS tracking
  • Real estate: property-level reporting, cost segregation
  • Construction: job-costing, percentage-of-completion
  • Restaurants: daily sales reporting + food cost ratios
  • Professional practices: owner-compensation reporting

Advisory, not just bookkeeping

Data without interpretation is just numbers. Our monthly close includes a 30-60 minute call where we walk through what the financials mean: what's trending, what's changed, what decision you should make this month based on what the numbers say.

Pricing

Flat fees. No hourly surprises.

Monthly accounting is flat-fee, billed monthly. Pricing scales with transaction volume, employee count, and complexity.

  • Solo or micro business

    Up to ~50 transactions/month, no payroll

    $400–$600/mo

  • Small service business

    ~100 transactions/month, 1–5 employees

    $650–$1,100/mo

  • Growing business

    ~250 transactions/month, payroll, sales tax

    $1,200–$2,200/mo

  • Multi-entity or multi-location

    Quoted per file

    From $2,500/mo

  • One-time QuickBooks cleanup

    Catch-up bookkeeping + reconciliation

    $1,500–$6,000

No long-term contract. 60-day notice if either side wants to part ways. Year-end tax return preparation is quoted separately.

Scope

What's included — and what isn't.

No surprises mid-engagement. Here's exactly what's in the standard scope, and what we'd bill separately or refer out.

Included

  • Monthly transaction categorization in QuickBooks
  • Bank + credit-card reconciliation for all business accounts
  • Monthly P&L, balance sheet, and cash-flow statement
  • 30–60 minute month-end review call with your assigned CPA
  • Florida sales tax filing (where applicable)
  • Payroll integration with ADP, Gusto, or QuickBooks Payroll
  • 1099-NEC preparation in January for the prior year

Not included

  • Tax return preparation — quoted separately at year-end
  • IRS audit representation — see IRS Problem Resolution
  • Day-to-day invoicing or bill-pay execution (we set up the system; you run it)
  • Inventory management for retail or e-commerce (quoted separately)
  • Forensic or expert-witness accounting

How this engagement works

The path from first call to delivered work.

  1. 1
    Week 1

    Books assessment

    We review your current bookkeeping state — QuickBooks, spreadsheets, or shoebox — and quote a flat-fee cleanup if needed before monthly work begins.

  2. 2
    Weeks 2–3

    QuickBooks setup or migration

    New chart of accounts mapped to your business, bank feeds connected, payroll and sales tax configured, prior period locked.

  3. 3
    Month 2+

    Monthly close cadence begins

    Books closed by the 15th of each month; review call scheduled within 5 business days after close.

FAQ

Questions we hear about small business accounting.

We already have a bookkeeper. Do we also need you?
Often yes. Many clients keep an in-house bookkeeper for daily data entry and use us for month-end review, advisory, tax planning, and year-end close. That split works well and keeps our fees lower than full monthly accounting.
What if my books are a mess right now?
Very common. We handle QuickBooks cleanup as a discrete project before monthly accounting begins — usually 1-2 months of work to reconcile prior periods and correct categorization errors, then forward from there.

Ready for a straight answer on your taxes?
Start with a free consultation.

Call, email, or book online. We respond within one business day — every time.

(561) 278-1199

KDM Accounting

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